We advise & assist our investor for investing in Company Fixed Deposits & Government of India Bonds. Company FD has potential to generate higher return than the Comparable Bank FD; but higher return comes with higher risk.

FD & Bonds can be looked upon based on individual investment requirement and should be looked from portfolio context.

Company Fixed deposits offer investors a relatively safe avenue for parking their funds, albeit at the risk of earning a higher returns compare to Bank FDs. At the end of the day, it is up-to the Individual Investor who have to take decision with Financial Advisor whether they wish to pursue a high return-high risk approach or a relatively lower but largely safe investment approach.

We advise our clients to invest in Fixed Income Products to balance a proper Asset Allocation.

Types of Companies offering Fixed Deposits:

• Financial Institutions
• Non-Banking Finance Companies (NBFCs).
• Housing Finance Companies
• Government Companies

Features and Benefits:

• These have periodic interest payment option (Monthly, Quarterly, Semi Annually, Annually) and Cumulative option (Compounded and paid at maturity) specific to the deposit.
• They offer higher rates of interest than regular bank deposits.
• Issue is rated by Independent Rating agencies like CARE, CRISIL and ICRA etc.
  Choose the best tenure between 12 Months to 120 Months for you from   a wide range as per your convenience.

Our Offering in below mentioned Fixed Income Products:

 
Corporate Fixed Deposits like HDFC Ltd, M&M Financial Services, Bajaj Finance Ltd etc.

Non-Convertible Debentures: Depends on availability like Edelweiss, M&M Financial Services, Shriram Transport Finance co. ltd etc.

Govt of India Taxable Bonds: HDFC Bank Ltd – RBI 7.75% Savings Bond

54EC Bonds:

• RURAL ELECTRIFICAITON CORPORATION LTD (REC)
• NATIONAL HIGHWAY AUTHORITY OF INDIA (NHAI)
• POWER FINANCE CORPORATION LTD
• INDIAN RAILWAY FINANCE CORPORATION LTD

Tax-free GOI Bonds: Depends on availability

Perpetual Bonds: Depends on availability