Term life insurance plans provide high cover at affordable price and do not have any maturity value. These plans cover you for a specific term and protect your wife/husband, children or other nominees financially when you are not around.

These policies are available in the range of 10-40 years term and are relatively cheaper than endowment policies, money back policies and ULIPs. It enables you to secure your family financially, by offering a high life insurance cover amount for a relatively low premium payment. You can pay these premiums regularly, or at one go, depending on the insurance policy you choose. The benefits in a term insurance policy can be availed only in the event of the death of the insured. 

Our Offering:

ICICI Prudential’s I-Protect Smart Term Plan:

ICICI Pru iProtect Smart is more than a term plan that protect you and your loved ones. It also has an option to provide health cover against 34 critical illnesses. The claim for this protection is paid on first diagnosis itself without any hospital bills.

Get life cover till age 99 years at affordable rates so that your loved ones are financially secure in your absence

In case of permanent disability due to accident, your policy continues without you having to pay any premiums.

If diagnosed with a Terminal Illness, we pay you the complete Sum Assured as a lump sum payout.

Save tax up to ^`54,600^{^} u/s 80C & 80D of Income Tax Act 1961.

Flexibility to pay for shorter period (i.e. 5 years, 7 years or 10 years) and get cover for the full policy term.

Payout up to ^`1 Crore in case of 34 critical illnesses^#.

HDFC Life’s Click2protect 3D Plus Term Plan:  

• Provide financial protection to you and your family at an affordable cost.
• Customize your plan with a choice of 9 plan options.
• All future premiums are waived on Accidental Total Permanent Disability (available under all options) and on diagnosis of Critical Illness (Available with 3D Life and 3D Life Long Protection options).
• Protect yourself for whole of life with lifelong protection option.
• Flexibility to choose your policy and premium payment terms.
• Life Stage Protection feature offers to increase insurance cover on certain key milestones without medicals.
• Flexibility to increase your cover every year through top-up option.
• Special premium rates for female lives.
• Attractive premium rates for non-tobacco users.
• Tax benefits as per prevailing tax laws.

Get in touch with us for appropriately selecting suitable life cover for you and provide suitable financial protection for your family in your absence.